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Calculators

Run the real numbers.

Five calculators for every buy, finance and sell decision - transparent, no sign-up, with the real German rates and deadlines.

Buy & finance

Financing

Monthly rate, balance after the fixed term and full payoff.

Closing costs

Transfer tax, notary and agent - exact per federal state.

Rent or buy

Net-worth comparison over your horizon, with the break-even year.

Buy-to-let

Yield, cash flow, depreciation and tax of a rental property.

Sell & tax

Speculation tax

Tax on a sale, the 10-year window and what waiting saves.

Value your home

A free market-value estimate in minutes - the starting point before selling.