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What does buying really cost?

Transfer tax, notary, land registry and broker fee - the extras on top of the price, exact per federal state.

Federal state
Include broker fee

Buyer's share incl. 19 % VAT. Many listings are commission-free.

Closing costs

46.280 €≈ 11,57 %
Transfer tax · 6 %24.000 €
Notary · 1,5 %6.000 €
Land registry · 0,5 %2.000 €
Broker fee · 3,57 %14.280 €
Total (price + costs)446.280 €

Estimates without guarantee. Notary and land-registry costs vary slightly; the transfer tax is the official rate of each federal state (2025/26). Not tax advice.